5401 Mountain Point Lane
ActivePrice ↓ $201K
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MLS# CAR4341424 · 175 days on market

5401 Mountain Point Lane

Charlotte, NC 28216 · Mountain Point

$1.90M$586/sqft$201K
Originally listed at $2.10M
Beds4
Baths4
Sq Ft3,239
Lot1.61 ac
$/SqFt$586
DOM175

Architectural Narrative

There are homes you purchase, and then there are homes you experience. From the moment you turn onto Mountain Point Lane, the canopy of trees opens to reveal sparkling water, setting the stage for a property unlike any other on Mountain Island Lake. Rather than asking you to imagine the lifestyle, this home simply lets you enjoy it. Thoughtfully designed for everyday comfort and unforgettable entertaining, every detail has been carefully curated to embrace waterfront living. One of this estate's most remarkable features is its extraordinary view that seems to span almost 220 degrees. Panoramic vistas stretch across open water toward more than 1,500 acres of the Latta Nature Preserve—permanently protected land that preserves the natural beauty of the shoreline for generations to come. It's a rare opportunity to enjoy an ever-changing landscape of water, wildlife, and mature hardwoods with the confidence that the scenery will remain beautifully untouched. Step outside and discover a private retreat designed for both relaxation and entertaining. The heated saltwater gunite pool and hot tub feature expansive walk-in entry steps, creating an inviting place to unwind. Gas fire features frame the swim-up bar with submerged seating, while the spacious pool bath, complete with dual showers and elegant granite finishes, allows guests to comfortably enjoy the outdoor spaces all day. Entertaining is effortless with two fully equipped outdoor kitchens. The lakeside kitchen features a gas griddle, commercial hood, warming drawers, and a generous prep area ideal for hosting family gatherings or larger celebrations. A second poolside kitchen keeps refreshments and casual meals close at hand. Complementing these spaces are a charming guest cabana with its own kitchenette, a gazebo with tranquil water features, a wood-burning fire pit, an outdoor shower, and beautifully maintained herb and flower gardens that complete the outdoor experience. The newly constructed double-decker dock extends the living space onto the lake itself. Built with Trex-style composite materials and featuring a waterproof Gutter Deck upper level that stays comfortable underfoot, it offers the perfect setting for morning coffee, sunset gatherings, or simply taking in the view. A 10,000-pound boat lift, Rotomag jet ski lift, extra-wide stairs for kayaks and paddleboards, and a paved golf cart path provide convenient access to the water, while a lakeside porch swing creates one more peaceful place to enjoy the surroundings. Inside, the home balances timeless style with everyday functionality. The chef's kitchen opens to a warm and inviting great room featuring artisan-bleached stonework and a whitewashed shiplap ceiling. The flowing floor plan connects four bedrooms, three-and-a-half baths, and 3,239 square feet of thoughtfully designed living space, creating an atmosphere that is both refined and welcoming. Set on 1.61 private acres with a desirable rectangular lot and a three-car garage, 5401 Mountain Point Lane offers a combination of location, amenities, and protected waterfront views that is increasingly difficult to find. The extensive outdoor features—including the pool, dock, boat and jet ski lifts, dual outdoor kitchens, cabana, gazebo, and professionally designed entertaining spaces—create a property that offers exceptional value and a lifestyle unlike most available on Mountain Island Lake. This is a home best appreciated in person. Schedule your tour today and experience everything this remarkable waterfront estate has to offer.

At a Glance

Bedrooms4
Full Baths3
Half Baths1
Property TypeSingle Family Residence
StyleCape Cod
Year Built1991
LevelsTwo
Garage3 spaces

Community & Resources

Community
Mountain Point
Charlotte, NC
County
Mecklenburg
NC · 28216
High School
Hopewell
Assigned district
Middle School
Mountain Island Lake Academy
Assigned district
Elementary
Mountain Island Lake Academy
Assigned district
Tax Assessed
$834K
County record

Property Facts

Property Type
Single Family Residence
Year Built
1991
Stories / Levels
Two
Living Area (SqFt)
3,239
Above Grade SqFt
3,239
Full Bathrooms
3
Half Bathrooms
1
Lot Size
1.61 acres
Zoning
N1-C
Parcel #
023-164-11
Tax Assessed Value
$834K
HOA
$1K / Annually

Interior Features

Open FloorplanWalk-In Closet(s)

Appliances

Convection OvenDishwasherDryerGas CooktopIce MakerRefrigerator with Ice MakerSelf Cleaning OvenWasher

Heating, Cooling & Utilities

Heating
Ductless, Heat Pump
Cooling
Central Air, Ductless
Flooring
Carpet, Stone, Tile, Wood
Fireplace
Den, Fire Pit, Gas Log, Outside
Laundry
In Bathroom, In Hall, Inside, Main Level, Multiple Locations
Water Source
City
Sewer
Private Sewer
Utilities
Electricity Connected, Natural Gas

Exterior & Parking

Architectural Style
Cape Cod
Construction
Brick Full
Foundation
Crawl Space
Roof
Architectural Shingle
Garage
3 spaces
Parking
Circular Driveway, Driveway, Electric Gate, Attached Garage, Garage Door Opener, Garage Faces Side, Keypad Entry
Patio / Porch
Covered, Deck, Patio, Terrace
Windows
Insulated Window(s), Skylight(s)
Exterior Features
Fire Pit, Dock - Floating, In-Ground Hot Tub / Spa, In-Ground Irrigation, Outdoor Kitchen, Storage

Lot Features

Waterfront

Waterfront

Boat HouseBoat LiftBoat Ramp – CommunityCovered structurePaddlesport Launch SitePersonal Watercraft LiftDock

Gallery

Listing courtesy of Lake Homes Realty LLC · Gina Collias · Listed 02/12/2026

Listings courtesy of Canopy MLS as distributed by MLS GRID. Information is deemed reliable but not guaranteed. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Properties displayed may be listed or sold by various participants in the MLS. Data last updated recently. © 2026 MLS members. All rights reserved.

5401 Mountain Point Lane
Charlotte, NC · $1.90M