4197 Todd Street

Fully furnished, move-in ready Lake Norman waterfront retreat under $1M—complete with a private dock, incredible sunset views, and everything you need to enjoy or rent from day one. Welcome to a luxury waterfront residence on Lake Norman, offering a rare combination of refined interior upgrades, highly functional outdoor living, An exceptional opportunity to secure a fully furnished, move-in ready waterfront home positioned on open water with a private dock and sunset-facing views—now offered below appraised value. Walk-out lower level offers significant expansion potential—ideal for adding living space, guest suite, or increasing overall value. Property offers potential for future detached garage/guest suite addition (subject to buyer verification and permitting), creating an opportunity to further expand functionality and value. Built in 2018 and significantly upgraded beyond builder standards, this property delivers the rare combination of condition, location, and immediate usability that today’s buyers are searching for. Vaulted ceilings and expansive windows frame wide lake views and fill the open-concept living space with natural light. The kitchen is designed for both everyday living and entertaining, featuring River Marble flooring, upgraded granite, and premium appliances including a Bosch dual-fuel range, warming drawer, Bosch dishwasher, and LG refrigerator. The oversized peninsula creates a seamless flow into the dining and living areas, anchored by a gas fireplace and direct access to a sunroom overlooking the water. Hickory hardwoods extend throughout the main living areas and bedrooms. The primary suite captures lake views and offers functional convenience with direct access to the laundry room. Interior finishes include crown molding, custom window treatments, and well-appointed baths with a soaking tub. Outdoor living is where this property separates itself. A maintenance-free deck with a fully equipped outdoor kitchen and electric awning overlooks the lake, while professionally designed landscaping—with over 100 tons of river rock—creates a polished, low-maintenance setting. A lighted pathway leads to a lakeside patio with fire pit and down to the private dock. The covered dock includes an 8,000 lb boat lift, sun pad, and dual jet ski ports—ideal for immediate lake use or short-term rental income potential. Additional features include a whole-home generator, 10x12 storage building, and walk-in basement with partially finished bath offering expansion potential. No HOA. Offered fully furnished for a true turnkey experience. Ideal as a full-time residence, second home, or investment property with strong rental appeal. Opportunities like this—priced below appraisal, fully furnished, and ready for immediate enjoyment—are limited on Lake Norman. Schedule your showing today.